Will the NHS pay for my care home?

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Determining how much you'll need to contribute towards your care home fees in the UK depends on various factors, including where you reside.

Understanding Care Home Funding Thresholds

Understanding care home funding thresholds in the UK:

  • England:

    • Self-funding threshold: Individuals in England with assets exceeding £23,250 are considered self-funders and must cover the full cost of their care.

  • Scotland:

    • Care home accommodation Threshold: In Scotland, the threshold for paying for care home accommodation is set at £32,750. Eligible individuals receive personal care costs covered by their local council.

  • Wales:

    • Care home fees threshold: In Wales, individuals with assets exceeding £50,000 must cover the full cost of their care home fees.

  • Northern Ireland:

    • Similar to England, the care and care home fees threshold in Northern Ireland is set at £23,250. Individuals with assets above this amount self-fund their care.

Eligibility for financial support:

  • England and Northern Ireland:

    • Maximum Support: Those with capital below £14,250 in England and Northern Ireland are eligible for maximum financial support.

  • Scotland:

    • Maximum Support: In Scotland, individuals with capital below £20,250 qualify for maximum financial support.

  • Wales:

    • Full Funding: In Wales, anyone with capital under £50,000 receives fully funded care from the local authority. If savings or income fall below the threshold while in residential care, a review can be requested from the local authority to potentially cover some or all care costs.

Understanding the financial thresholds and eligibility criteria for care home funding in the UK is essential for long-term care planning. These thresholds vary by nation and consider factors such as assets and capital.

For personalized assistance in navigating care home funding options, contact Senior Home Plus at 0230 608 0055 or fill out this form.

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